If you suddenly find yourself having to live on a tight budget, there are a number of ways you can react.
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You can feel sorry for yourself and bemoan the absence of life’s little luxuries, you can claim an inability to cope and rely on others to help you out, or you can approach your new life-style with determination and an open mind.
When my husband passed away suddenly at a young age I found myself in the unexpected position of being a single mother raising three very small children. I had to make some major life changes in a very short time, and one of them was learning how to manage on a low income. Not only did I manage to do that, but I found that I was very good at it.
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Over time I turned this negative situation into a positive one. I set myself goals to find the cheapest and easiest way to feed my family nutritious meals and to save money wherever I could. I have also shared this experience with others, teaching lessons on budgeting and producing a book.
People look at me strangely when I tell them that I enjoy the challenge of living on a low income, but it’s true. I feel a real sense of accomplishment when I manage to shop within my budget or find a way to shave more off my power bills. I have never envied those with more because I appreciate what I have and am proud at how hard I’ve worked for it.
So if you find yourself having to manage on a low income, try to see it as a challenge – an opportunity to build your resilience and learn new skills. There are numerous websites and social media groups that offer support and encouragement as well as great ideas.
You may be surprised at how much richer you will feel once you begin to live more simply and let go of the unnecessary.